Incremental reconciliation method, intelligent terminal and readable storage medium

The invention provides an incremental reconciliation method, an intelligent terminal and a readable storage medium, and the method comprises the steps: when a first reconciliation request is received, obtaining the fund incoming and receivable items of a target customer in a first reconciliation interval, and the first reconciliation request comprises a first starting date and a first deadline of the first reconciliation interval; generating a first total reconciliation letter of the target customer according to the fund incoming and the receivable item; when a second reconciliation request is received, whether the second reconciliation request conforms to incremental reconciliation or not is judged, and the second reconciliation request comprises a second starting date and a second deadline of a second reconciliation interval; if yes, generating an incremental reconciliation function of the second reconciliation interval; and if not, generating a second total reconciliation letter from the initial date to th