Credit index monitoring method and device, equipment and storage medium

The invention discloses a credit index monitoring method and device, equipment and a storage medium, and is applied to the technical field of computers, and the method comprises the steps: obtaining the newly-added real-time transaction information of all users in the Tth day and the target credit i...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: HUANG ZEYIN, ZHU ZUEN, SONG LINA, LAI PINYU, CHEN QIDONG, CHEN MEIXI, SHEN YOUBING
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a credit index monitoring method and device, equipment and a storage medium, and is applied to the technical field of computers, and the method comprises the steps: obtaining the newly-added real-time transaction information of all users in the Tth day and the target credit index before the Tth day, determining the newly-added first credit index in the Tth day according to the real-time transaction information, and obtaining the newly-added first credit index in the Tth day; the first credit index and the target credit index are combined, a second credit index can be obtained, and the second credit index comprises at least one of housing loan credit indexes and personal loan credit indexes of all users. The real-time credit index is generated by effectively utilizing the real-time transaction information of the day for calculation, so that the real-time monitoring of the credit index is realized, and the timeliness and the accuracy are ensured. 本申请公开了一种信用指标的监测方法、装置、设备和存储介质,应用于计算机技术领域,该