Product configuration method and device, storage medium and electronic equipment

The embodiment of the invention discloses a product configuration method and device, a storage medium and electronic equipment, a plurality of to-be-selected products corresponding to a user are obtained, the plurality of to-be-selected products respectively correspond to at least one sub-product, and further by calculating at least one multi-year multi-risk fluctuation rate respectively corresponding to the plurality of to-be-selected products, a plurality of sub-products corresponding to the plurality of to-be-selected products are obtained. Obtaining a target product configuration corresponding to the user, wherein the target product configuration comprises at least one target product and a target sub-product corresponding to each target product; in other words, according to the embodiment of the invention, the product configuration problem is abstracted and mathematized, so that the product configuration problem is converted into the multi-target operation optimization problem, and the target configuratio