Risk monitoring and early warning method for pledge management in bank industry

The invention discloses a risk monitoring and early warning method for pledge management in the bank industry, and relates to the technical field of pledge management, and the risk monitoring and early warning method for pledge management in the bank industry comprises the following operation steps: S1, pledge perception; s2, sensing end type selection; s3, safety judgment; s4, risk early warning; and S5, multi-platform access. According to the risk monitoring and early warning method and device for pledge management in the bank industry, environmental data in a future time period adopted during risk hidden danger derivation can be matched with electrical data, structural data and endurance data in the time period to perform derivation, and then the risk monitoring and early warning method and device for pledge management in the bank industry can be realized on the basis of the derived possible risk hidden danger. And the result is transmitted to a monitoring platform and early warned, and a corresponding ris