Optimization method for banking industry account transfer and long-term suspension

The invention provides a banking industry account transfer and long-term suspension optimization method. The optimization method comprises the steps that S1, batch characteristics are extracted, and appropriate screening full accounts are selected; s2, adding a counting field and setting threshold judgment logic; s3, judging whether a transaction occurs on the day or not; and S4, judging whether a long-time suspension threshold value is reached or not, and entering a carry-over long-time suspension logic. The problem that long-time suspended account screening cannot be correspondingly switched in time is solved. The account screening efficiency is improved, and only all account problems can be filtered. 本发明提供的一种银行业账户结转久悬的优化方法，所述优化方法包括：步骤S1：提取批量的特性选择合适的筛选全量账户；步骤S2：增加计数字段和设置阀值判断逻辑；步骤S3：判断当日是否发生交易；步骤S4：判断是否达到久悬阀值，进入结转久悬逻辑。解决不能及时对应转久悬账户筛选问题。提高了账户筛选的效率，只能全量过滤所有账户问题。