Credit risk control method and system

The invention provides a credit risk control method and system, and belongs to the technical field of data processing, and the method specifically comprises the steps: carrying out the determination of a historical fraud risk assessment value, a risk user and a suspected risk user according to the r...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Hauptverfasser: XI YAN, YU XINSHI, ZHANG NAN
Format: Patent
Sprache:chi ; eng
Schlagworte:
Online-Zugang:Volltext bestellen
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
Beschreibung
Zusammenfassung:The invention provides a credit risk control method and system, and belongs to the technical field of data processing, and the method specifically comprises the steps: carrying out the determination of a historical fraud risk assessment value, a risk user and a suspected risk user according to the recognition result of the aggregated historical credit behaviors of nearby users, and carrying out the determination of a historical behavior fraud risk, and when the fraud risk exists through the historical behavior fraud risk and the aggregation fraud risk, identifying the background image of the face identification image of the user in the nearby place to obtain an identification result, and screening suspected fraud users according to the identification result. According to the method, the fraud risk is determined according to the number of the suspected fraud users, the identification result, the aggregated fraud risk and the historical behavior fraud risk, and whether risk control needs to be carried out is de