Loan product automatic matching method and system

The invention discloses a loan product automatic matching method, which takes a loan matrix generated based on loan data of a loan party and a product matrix generated based on preset loan product data as input, calculates a comparison matrix through a matching algorithm, can automatically match a p...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: YAN JIE, PENG QIURU, CHEN HUI, WANG YANFANG, SHI SHI, LAO ZIHUI, NIE FENGYE
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a loan product automatic matching method, which takes a loan matrix generated based on loan data of a loan party and a product matrix generated based on preset loan product data as input, calculates a comparison matrix through a matching algorithm, can automatically match a proper loan product for the loan party, has the advantage of high matching efficiency, and meanwhile, can automatically match the loan product for the loan party. The comparison matrix is also used for automatically updating the loan product data, after the to-be-updated loan product data is determined based on the evaluation data of the loan party, the feature point values of the to-be-updated product can be quickly positioned through the comparison matrix, and the corresponding loan feature point values are adopted for correction; the method does not need to manually collect, sort and input updated data, does not need the support of online open channel data updating of a loan issuing party, has the advantage of hi