Loan risk level determination method and device and electronic equipment

The invention discloses a loan risk level determination method and apparatus, and an electronic device. The method comprises the steps that historical remote sensing images corresponding to crops are acquired, and the historical remote sensing images at least comprise a first remote sensing image and a second remote sensing image; analyzing the first remote sensing image to obtain a first vegetation index value; analyzing the second remote sensing image to obtain a second vegetation index value; determining a target score corresponding to the crop based on the first vegetation index value and the second vegetation index value; and determining a loan risk level corresponding to the crop based on the target score. The technical problem of low loan risk level determination efficiency caused by low crop growth vigor evaluation efficiency in the prior art is solved. 本发明公开了一种贷款风险等级的确定方法、装置及电子设备。涉及金融科技领域或其他领域，该方法包括：获取农作物对应的历史遥感图像，历史遥感图像至少包括第一遥感图像和第二遥感图像；对第一遥感图像进行分析，得到第一植被指数值；对第二遥感图像进行分析，得到第二植被指数值；基于第一植被指数值和第二植被指数值确定