Credit granting method and device for specific user, electronic equipment and storage medium

The invention discloses a credit granting method for a specific user. The method comprises the steps that third-party credit investigation data of the specific user and third-party credit investigation data of a common user are acquired respectively; respectively generating a sample data set of a specific user and a sample data set of a common user according to the third-party credit investigation data, and screening a sample subset reaching a similarity threshold from the sample data set of the common user by taking the sample data set of the specific user as a comparison object; training a model of the specific user based on the sample subset; and when a credit extension demand corresponding to the user type and the specific user is received for the first time, processing the credit extension demand according to the model. According to the invention, credit assessment can be carried out on a specific user accurately and comprehensively, a perfect credit assessment system is established, and risks are reduce