Risk identification method and device based on knowledge graph, equipment and storage medium

The invention discloses a risk identification method based on a knowledge graph, which is used for solving the problems of inaccurate identification and low identification efficiency when insurance claim settlement anti-fraud is carried out based on an artificially set risk identification rule in the prior art. The method comprises the following steps: analyzing a received claim settlement request, and obtaining claim settlement data corresponding to the claim settlement request; retrieving the claim settlement data according to a pre-constructed risk identification knowledge graph, and determining a first risk tag matched with the claim settlement data; and according to the first risk label, determining a risk value corresponding to the claim settlement request, and completing risk identification of the claim settlement request. 本申请公开了一种基于知识图谱的风险识别方法，用以解决由于现有基于人为设置的风险识别规则进行保险理赔反欺诈时，存在的识别不准确，且识别效率较低的问题。方法包括：对接收到的理赔请求进行解析，获取所述理赔请求对应的理赔数据；根据预先构建的风险识别知识图谱，对所述理赔数据进行检索，确定与所述理赔数据匹配的第一风险标签；根据所述第一风险标签，确定所述理赔请求对应的风险值，