Method for controlling local financial risk through enterprise credit

The invention provides a method for regulating and managing enterprise credit and controlling local risks by analyzing enterprise credit conditions by means of enterprise-related data on the basis of actual business requirements developed by units such as a Hebei province financial service platform...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ZHANG KUAN, SUN HUAKUN, ZENG TAO, LI QINGTIAN, ZHAO JIN, FENG FENG, ZHU XIQING, ZHANG QIANG, CHEN JING
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention provides a method for regulating and managing enterprise credit and controlling local risks by analyzing enterprise credit conditions by means of enterprise-related data on the basis of actual business requirements developed by units such as a Hebei province financial service platform and a financial institution. The most accurate enterprise-related data (industry and commerce, judicial, taxation, reward and punishment, finance, electric power and the like) is directly obtained through each provincial office, after data collection is completed, enterprise risk label calculation, risk level and risk influence evaluation and risk processing scheme definition are realized by utilizing a big data analysis technology and a self-research enterprise credit evaluation algorithm and combining local financial risk classification, and the enterprise risk management and risk management are realized. A credit five-color map (two-dimensional codes) is constructed, colors are marked according to risk levels (r