Personal credit rating method based on deep learning and application thereof

The invention provides a personal credit rating method based on deep learning and application thereof, and the method comprises the following steps: S00, sequentially carrying out data cleaning, data integration, dimension reduction operation, data transformation and word vectorization on government affair big data related to personal credit investigation, and obtaining a word vector required by a deep learning model; s10, establishing a deep learning model based on a competitive combined neural network, inputting the word vectors into the deep learning model for training, and optimizing parameters of a second part of the neural network through an evolutionary algorithm to obtain a trained deep learning model; and S20, performing personal credit rating classification on the to-be-classified data through the deep learning model. According to the method, the precision of personal credit rating classification can be effectively improved, meanwhile, in the process of processing big data, the training speed is hig