Returning point determination method and device based on annuity account, equipment and medium

The invention provides a return point determination method and device based on an annuity account, equipment and a medium, and the method comprises the steps that an annuity service platform receives a transaction order of consumption of a target user on a third-party platform based on the annuity account, the transaction order carries one or more service objects ordered by the target user and first return information determined for the service objects; the annuity service platform verifies whether the first return point information is accurate based on preset return point mapping information, wherein the preset return point mapping information is determined by the annuity service platform and the third-party platform through negotiation in advance; and in response to a verification result that the first return information is wrong, the annuity service platform returns the first return information to the third-party platform. Through the method, the accuracy of the return information of each transaction order