Quantum computing-fused approval strategy combination acquisition method, device and medium

The invention relates to an approval strategy combination obtaining method and device fused with quantum computing, and a medium, and the method comprises the following steps: obtaining customer approval information, segmenting a customer group through employing an A card scoring model and a random forest model, and obtaining a rule set comprising a plurality of rule groups; according to the rule set, sequentially through a structure learning process and a training process, constructing a quantum Bayesian network; and generating customer group combination data by adopting a hyper-heuristic algorithm strategy, taking the customer group combination data as input of the quantum Bayesian network, taking a preset target function as an optimization target, and obtaining an optimal approval strategy combination after multiple iterations. Compared with the prior art, the overall approval rate and the overdue rate are measured and calculated by using the quantum Bayesian network, so that the optimization target number