Loan amount estimation method and device based on mortgage loan

The invention relates to a loan amount estimation method based on mortgage loan, and the method comprises the steps: building a block chain network through a plurality of service websites, building a user information database in the block chain network, and storing the user information in the block...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Hauptverfasser: CHEN ZHONGPENG, ZENG HUI, ZHOU DEBANG, CUI XIHUA, XU WEIYU, LI LIANGHUI, LIU WEIDONG, LING JIAMIN, ZHU ZHIZHAO
Format: Patent
Sprache:chi ; eng
Schlagworte:
Online-Zugang:Volltext bestellen
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
Beschreibung
Zusammenfassung:The invention relates to a loan amount estimation method based on mortgage loan, and the method comprises the steps: building a block chain network through a plurality of service websites, building a user information database in the block chain network, and storing the user information in the block chain network, on one hand, calculating a loan amount estimation interval based on the user information through a preset rule, and on the other hand, calculating a loan amount estimation interval based on the user information; determining the final loan quota of the user according to the final selection condition of the user; and on the other hand, the block chain network is constructed for each service network, and the characteristics of the block chain network are combined to ensure that the data is safe and is not tampered, so that the data sharing of the service network can be performed trustingly, the user can complete loan without running back and forth in each mechanism, the loan behavior of the user is faci