Credit granting data determination method and device and electronic equipment

The invention discloses a method and device for determining credit granting data and electronic equipment, and can be applied to the field of artificial intelligence or finance. The method comprises the steps of obtaining credit granting basic data, performing data preprocessing operation on the credit granting basic data to obtain target basic data, and inputting the target basic data into a pre-generated credit granting data analysis model to obtain a credit granting analysis result. The credit granting data analysis model is obtained based on training, and in the test process after training, if the actual credit granting analysis result of the credit granting test sample is different from the reference credit granting analysis result, the conditional probability that the credit granting test data sample belongs to the reference credit granting analysis result can be increased; the conditional probability that the credit extension test data sample belongs to the actual credit extension analysis result is re