Overdue risk prediction method and device, computer equipment and storage medium

The invention relates to an overdue risk prediction method and device, computer equipment and a storage medium. The method comprises the following steps: obtaining grouping related data of a to-be-predicted object, and determining a grouping category to which the to-be-predicted object belongs accor...

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Hauptverfasser: HU SHAN, HAN KUNHUA, ZHOU CONGCONG, NIE RUINAN, ZHANG PENG, PENG SHANHENG, CHEN JUAN, CHEN HAOLIN, YI CHENXI, TANG YONG, XIE HUAN, LIAO QI, LUO XIAOHENG, NIE SIQI
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The invention relates to an overdue risk prediction method and device, computer equipment and a storage medium. The method comprises the following steps: obtaining grouping related data of a to-be-predicted object, and determining a grouping category to which the to-be-predicted object belongs according to the grouping related data; according to the grouping category to which the to-be-predicted object belongs, risk reference data corresponding to the grouping category is acquired, and the risk reference data comprises risk data corresponding to the target feature variable; and according to the risk reference data and target feature data of the to-be-predicted object, obtaining an overdue risk prediction result of the to-be-predicted object, the target feature data representing feature data corresponding to the target feature variable. By adopting the method, the future overdue condition can be predicted in a targeted manner, and the accuracy of the prediction result is improved. 本申请涉及一种逾期风险预测方法、装置、计算机设备和存储介质