Data processing method, device and equipment for equal-amount original repayment and medium

The invention provides a data processing method for equal-amount original repayment, which can be applied to the financial field or other fields. The method comprises the steps of monitoring a change condition of a repayment element of a repayment plan influencing a loan, wherein the repayment eleme...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: WANG ZHENGGENG, LUO DONGXIAO, HE KAIDONG, LIANG WEIJIAN
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention provides a data processing method for equal-amount original repayment, which can be applied to the financial field or other fields. The method comprises the steps of monitoring a change condition of a repayment element of a repayment plan influencing a loan, wherein the repayment element comprises at least one of a period interest rate, a principal and a repayment period number; when it is monitored that any first repayment element in the repayment elements is changed, obtaining a current required-to-be-returned principal according to a first strategy preset for the first repayment element; and updating a subsequent repayment plan according to an equal-amount original repayment mode on the basis of the current required-to-be-returned principal and the changed first repayment element. The invention further provides a data processing device and equipment for equal-amount original repayment, a storage medium and a program product. 本公开提供了一种用于等额本息还款的数据处理方法,可以应用于金融领域或其他领域。所述方法包括:监控影响贷款的还款计划的还款要素的变动情况,