Loan risk prediction method and system

The invention relates to a loan risk prediction method and system, and belongs to the technical field of financial security, and the method comprises the steps: obtaining loan person information based on an audit result of a loan platform, the loan person information comprising a loan amount and a loan person age; obtaining an age and amount corresponding table, wherein the age and amount corresponding table comprises preset ages and preset loan amounts in one-to-one correspondence with the preset ages; matching the loan person age with a preset age, and obtaining a matching result; acquiring a preset loan amount as an early warning amount based on a matching result; judging whether the loan amount is greater than the early warning amount, and obtaining a first judgment result; if the first judgment result is negative, generating a safety prompt; and if the first judgment result is yes, generating an early warning prompt. The method has the effects of improving the monitoring strength of the loan platform, im