Loan balance key impact factor determination method and device, equipment and medium

The invention provides a method and a device for determining a key influence factor of a loan balance, electronic equipment and a computer readable storage medium. The method for determining the key impact factors of the loan balance comprises the steps that loan settlement detail data are acquired and imported into a data warehouse tool, and the loan settlement detail data comprise an evaluation index of the loan balance and a plurality of impact factors of the loan balance; judging whether the loan settlement detail data is imported or not, and if the loan settlement detail data is imported, calculating quantitative data of an evaluation index under each influence factor according to the evaluation index of the loan balance and a plurality of influence factors of the loan balance; and determining a loan balance key impact factor in the loan settlement detail data according to quantitative data of the evaluation index under the impact factor. According to the method for determining the key impact factor of t