Risk assessment method, device for financial product, and equipment and storage medium

The invention discloses a risk assessment method and device for a financial product, equipment and a storage medium; the method comprises the steps: forming a comparison index sequence corresponding to a target financial product according to the to-be-assessed index values of the to-be-assessed targ...

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Bibliographische Detailangaben
Hauptverfasser: YANG CHENYU, XIAO TIAN, XU CONGYANG, LIU DAHANG
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a risk assessment method and device for a financial product, equipment and a storage medium; the method comprises the steps: forming a comparison index sequence corresponding to a target financial product according to the to-be-assessed index values of the to-be-assessed target financial product under a plurality of financial indexes; forming a standard index sequence corresponding to each standard financial product according to the standard index values of a plurality of standard financial products under the plurality of financial indexes; calculating the index similarity between the comparison index sequence and each standard index sequence, and screening out a target standard financial product from each standard financial product according to each index similarity; and determining an assessment risk level of the target financial product according to the standard risk level of the target standard financial product. According to the invention, a financial product risk level assessment