User grouping-based collecting method and device, storage medium and equipment

User grouping-based collecting method and device, storage medium and equipment

The embodiment of the invention discloses a collecting method and device based on user grouping, a storage medium and equipment, and relates to the artificial intelligence technology. The method comprises the steps that debt data corresponding to M loan users are collected, and user attribute inform...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ZHANG JIE, XIAO DICHANG, TIAN OU, XIONG JIANA, FENG DELIANG, YANG SHIHE
Format: Patent
Sprache:chi ; eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:The embodiment of the invention discloses a collecting method and device based on user grouping, a storage medium and equipment, and relates to the artificial intelligence technology. The method comprises the steps that debt data corresponding to M loan users are collected, and user attribute information and asset information corresponding to the M loan users are collected; determining a user association relationship among the M loan users according to the user attribute information corresponding to the M loan users; determining a repayment intention of each loan user in the M loan users according to the user attribute information and the asset information corresponding to the M loan users; and grouping the M loan users according to the user association relationship among the M loan users and the repayment intention of each loan user to obtain a plurality of loan user groups, and collecting the M loan users according to the plurality of loan user groups and the debt data of each loan user. According to the in