Method and device for accessing payment merchant to channel

The invention provides a method and a device for accessing a payment merchant to a channel, which can be used in the financial field. The method comprises the following steps of: receiving a payment request initiated by a channel through UnionPay, and sending the payment request to a payment merchant; receiving a transaction result message sent by the payment merchant, and sending the transaction result message to the channel through the UnionPay; and forwarding the transaction amount received by a bank to the payment merchant according to a preset period. According to the invention, payment merchants can conveniently access channels. 本发明提供了一种缴费商户接入渠道的方法及装置，可用于金融领域，该方法包括：通过银联接收渠道发起的支付请求，并将所述支付请求发送至缴费商户；接收缴费商户发送的交易结果消息，将交易结果消息通过银联发送至渠道；按照预设周期，将通过银行接收的交易金额转发至缴费商户。本发明可以实现缴费商户方便地接入渠道。