Portable terminal, recording medium on which wallet program is recorded, and wallet system

The present disclosure provides a portable terminal capable of improving convenience for a user, a recording medium on which a wallet program is recorded, and a wallet system. The portable terminal is provided with: a display; and a processor having hardware, the processor obtaining, from a server that manages a bank account, information relating to a future predetermined amount of money deduction in the bank account when depositing an electronic currency into the electronic wallet from the pre-registered bank account, and enabling the display to display warning information when the balance after deducting the predetermined deduction amount from the current balance of the bank account is less than a predetermined deposit amount indicating the amount of the electronic currency deposited from the bank account. 本公开提供一种能够提高用户的便利性的便携终端、记录了钱包程序的记录介质以及钱包系统。便携终端具备：显示器；处理器，其具有硬件，处理器在从被预先登记的银行账户向电子钱包入款电子货币时，从对银行账户进行管理的服务器取得与银行账户中的将来的扣款预定金额相关的信息，并且在从银行账户的当前的余额中扣除了扣款预定金额的扣款后的余额小于表示从银行账户入款的电子货币的金额的入款预定金额的情况下，使显示器显示警示信息。