Merchant fund settlement method and device based on blockchain

The invention provides a merchant fund clearing method and device based on blockchain, and the method and device can be used in the technical field of finance, and the method comprises the steps: transmitting a fund clearing request to a payment system, so as to enable the payment system to call payment information stored in the blockchain, wherein the payment information comprises payee information and a collection amount, and the payment information is recorded on a corresponding block of a blockchain after each payment transaction is completed; and then classifying the payment information according to the payee information so as to assist in merchant asset liquidation. It can be seen that the transaction information, the account information and the like are recorded on the block chain when the payment transaction related instruction is submitted, and the block chain identifier is returned, so the purposes that the record cannot be tampered and is permanently stored are achieved. When subsequent fund settle