Credit risk prediction method and device, equipment, medium and program product
The disclosure provides a credit risk prediction method, comprising: obtaining target feature data of a credit subject, wherein the credit subject including a target credit subject and a non-target credit subject, the target feature data being used for representing a credit risk of the credit subjec...
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Format: | Patent |
Sprache: | chi ; eng |
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Zusammenfassung: | The disclosure provides a credit risk prediction method, comprising: obtaining target feature data of a credit subject, wherein the credit subject including a target credit subject and a non-target credit subject, the target feature data being used for representing a credit risk of the credit subject; performing knowledge extraction on the target feature data to generate a knowledge graph of the target credit subject; using the knowledge graph for representing entities and attributes of all credit subjects in the credit subjects and relationships among all the credit subjects; and determining an associated credit subject having an association relationship with a target credit subject from non-target credit subjects based on the knowledge graph; determining a credit risk prediction result of the target credit subject based on the first risk prediction result of the target credit subject and the second risk prediction result of the associated credit subject. The invention further provides a credit risk predicti |
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