SYSTEMS AND METHODS FOR ENHANCED AUTHORIZATION MESSAGES

Techniques for authorizing a transaction or interaction of a user that is modified by authentication information for the same user are described herein. In embodiments, an authorization request message for a transaction and a session identifier may be received from a transport computer or a resource provider computer. A portion of pre-analyzed data about the user and the one or more interactions may be obtained, from a database, based on the session identifier. A risk analysis for the transaction using the portion of the pre-analyzed data may be performed to generate a value. The authorization request message may be modified to include the portion of the pre-analyzed data and the value. The modified authorization request message may be transmitted to an authorizing computer. 本文描述了用于授权用户的交易或交互的技术，所述交易或交互通过认证信息修改以用于同一用户。在实施例中，可从传输计算机或资源提供商计算机接收针对交易的授权请求消息以及会话标识符。可基于所述会话标识符而从数据库获得关于所述用户和一个或多个交互的预分析数据的一部分。可使用所述预分析数据的所述部分针对所述交易执行风险分析以生成值。所述授权请求消息可被修改以包括所述预分析数据的所述部分和所述值。可向授权计算机传送经修改授权请求消息。