Enterprise credit analysis system based on electric power data

The invention provides an enterprise credit analysis system based on electric power data, which is characterized by comprising a power data acquisition module, a client module, an analysis server and a total database, the power data acquisition module retrieves and acquires corresponding power user...

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Hauptverfasser: RUAN XIUQIONG, YANG YONG, XU XINJIE, WU BIN, ZHOU JI, LIN SHEN, LU XIN, WU SHENGZHU, AN YACHENG, ZHUANG YOUCHUN, HAN LIANGYU, ZHENG ZHONGLONG, ZHOU QUNXING, SHU LU
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The invention provides an enterprise credit analysis system based on electric power data, which is characterized by comprising a power data acquisition module, a client module, an analysis server and a total database, the power data acquisition module retrieves and acquires corresponding power user information data from a total database based on a block chain technology and comprises a data access part for accessing an unaccessed demand table to a system source area; according to the acquired data, credit comprehensive intelligent scoring and risk grade evaluation are performed on the power customer credit comprehensive evaluation technology based on Cat, Lof and K-means machine algorithms, an evaluation report is generated, and the evaluation report is used for supporting credit anti-fraud scenes and post-loan early warning product construction; the system automatically obtains, analyzes and generates the evaluation report based on the electric power data, can assist banks in recognizing, monitoring and anal