Method for determining risk value of object and method for adjusting business parameters

The invention provides a method and device for determining an object risk value, and relates to the field of big data. The method comprises the steps: acquiring multiple pieces of historical data related to a target service are acquired, the historical data comprising multiple information fields, and each information field comprising multiple field options; determining the information value of each information field, and selecting a plurality of target fields from the information fields according to the information values; determining a risk coefficient of each field option of the plurality of target fields; and determining a risk value of the target object according to the risk coefficient in response to the target object application target business. The invention further provides a method and device for adjusting the service parameters, electronic equipment and a computer readable storage medium. 本公开提供了一种确定对象风险值的方法和装置，涉及大数据领域。该方法包括：获取与目标业务有关的多个历史数据，历史数据包括多个信息字段，每个信息字段包括多个字段选项；确定每个信息字段的信息价值，并根据所述信息价值从信息字段中选择