Credit risk prediction method and device

The embodiment of the invention provides a credit risk prediction method and device, and the method can be used in the technical field of artificial intelligence, and comprises the steps: inputting financial associated data corresponding to a current target financial user into a preset multi-dimensional credit risk prediction model, enabling the multi-dimensional credit risk prediction model to output a first credit risk prediction result corresponding to the target financial user in each preset dimension; fusing and generating a second credit risk prediction result of the target financial user according to the first credit risk prediction result corresponding to the target financial user in each dimension; and outputting a second credit risk prediction result of the target financial userand financial associated data corresponding to the target financial user. According to the invention, the accuracy, comprehensiveness and reliability of credit risk prediction can be effectively improved, the information comp