Cross-bank payment limit monitoring method and system and computer storage medium

The invention relates to a cross-bank payment limit monitoring method and system and a computer storage medium, and the method comprises the steps: obtaining all Unionpay card transaction data of a certain bank in a certain period of time, mining the historical data of collection from the bank to each bank in the period of time, and constructing a source database; screening the successful collection amount, the failed collection amount, the transaction time corresponding to each amount and the bank field to which the Unionpay card belongs one by one; predicting the union pay card quota of eachbank opened to the bank; matching the predicted quota with a bank to which the card number belongs, and summarizing information; sending the summarized information to a communication system connectedwith the cooperative customer group or displaying visual prediction information to the cooperative customer group through the device equipment; and setting a monitoring period according to the changecondition of the transacti