Vehicle insurance premium calculation method and device, medium and electronic equipment

The invention discloses a vehicle insurance premium calculation method and device, a medium and electronic equipment. The method comprises steps of obtaining the operation data of a vehicle; generating an analysis report inevitably related to the vehicle accident probability according to the operati...

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Bibliographische Detailangaben
Hauptverfasser: LIANG SHAOKANG, LI GUANGSHANG, WU JINPING, WANG TING, KOU XIAOFENG
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The invention discloses a vehicle insurance premium calculation method and device, a medium and electronic equipment. The method comprises steps of obtaining the operation data of a vehicle; generating an analysis report inevitably related to the vehicle accident probability according to the operation data of the vehicle; and calculating the vehicle insurance premium according to the analysis report. According to the calculation method, the vehicle insurance premium is calculated according to the vehicle operation data, and benefits between an insurance company and a vehicle owner can be better balanced. 本发明公开了一种车辆保费计算方法、装置以及介质、电子设备,所述车辆保费计算方法,包括:获取车辆的运行数据;根据车辆的运行数据生成与车辆出险概率必然相关的分析报告;根据分析报告计算车辆保费。该计算方法通过根据车辆运行数据计算车辆保费,能够更好地平衡保险公司和车主之间的利益。