Transaction processing method and device

The invention provides a transaction processing method and device, and the method comprises the steps: prompting a user to input a transaction password after a transaction request of the user is received, and photographing a face picture of the user; after a transaction password input by a user is r...

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1. Verfasser: ZHANG HUANZHE
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention provides a transaction processing method and device, and the method comprises the steps: prompting a user to input a transaction password after a transaction request of the user is received, and photographing a face picture of the user; after a transaction password input by a user is received, verifying the transaction password; after the face picture of the user is obtained, comparing the face picture of the user with a face picture reserved by a card holder, and determining whether the user is the card holder according to a comparison result; refusing the transaction after thetransaction password is verified unsuccessfully; when the transaction password is successfully verified but the user is not the card holder, sending a prompt to the card holder in a card holder reserved communication mode, and processing a transaction request after receiving a transaction permission instruction replied by the card holder; refusing the transaction after a transaction refusing instruction replied by the car