Multi-layer ceramic electronic device

Provided is a multi-layer ceramic electronic component such as a multilayer ceramic capacitor that can be made thinner. In the multilayer ceramic electronic device (2), the terminal electrodes (6, 8)have end-side electrode sections (6a, 8a) that cover the lead-out ends (4a, 4b) of the element main body (4) for leading out the internal electrode layers (12), and upper-side electrode sections (6b,8b) that are provided so as to be continuous with the end-side electrode sections (6a, 8a) so as to cover a part of the upper surface (4c) perpendicular to the laminating direction, of the element main body (4). An upper surface cover layer (18), which covers the upper surface (4c) of the element main body (4) and is located between the pair of upper electrode parts (6b, 8b), is in close contact with the upper surface such that the surface thereof is substantially flush with the surfaces of the upper electrode parts (6b, 8b). The lower surface (4d) of the element main body (4) on the oppositeside of the upper surface (