Service processing method and service processing device

The embodiment of the invention provides a service processing method and a service processing device. The method comprises the following steps: a clearing platform determines a pre-application for atleast one advance payment platform according to summary information of a first type of service and summary information of a second type of service reported by each service node, and the pre-application is used for meeting the requirement that each service node executes the respective first type of service and the respective second type of service; for each pre-application, the clearing platform determines a service node for processing the pre-application and a sub-pre-application corresponding to the service node; for the sub-application reported by the service node for processing the pre-application, a total application corresponding to the pre-application is obtained; and the total application is sent to the advance payment platform corresponding to the pre-application, and notifies a service node after receivin