Product claim settlement data modeling analysis and prediction method and device

The invention discloses a product claim settlement data modeling analysis and prediction method and device. The method comprises the steps: collecting product claim settlement data, and storing the product claim settlement data in a database in a classified manner based on different analysis parameters; collecting an analysis parameter value according to a current analysis demand, and capturing product claim settlement data corresponding to an analysis parameter from a database as a claim settlement sample; selecting a corresponding data modeling algorithm for analysis to obtain a claim settlement result; and analyzing the claim settlement sample by using a preset prediction model to obtain a prediction result. The invention provides a product claim settlement data modeling analysis and prediction method and device, which can efficiently complete modeling analysis of data, analyze causes of tire faults and predict the future claim settlement trend of tires, thereby providing powerful data support for quality