REAL ESTATE PRODUCT RELATED FINANCE SYSTEM AND MANAGEMENT METHOD THEREOF

A real estate product related finance system and a management method thereof are provided. The finance system includes a finance organization server, a sale terminal and a real estate service platform. The finance organization server records loan information of customers, where the loan information includes loan interest. The sale terminal receives a deal processed through a purchase certificate,where the purchase certificate relates to digital money. The real estate platform calculates difference between deals by the purchase certificate and home loan interest of each customer within a liquidation period, and provides the difference to the finance organization server, to deduct the home loan interest within the liquidation period. Accordingly, mechanism for paying the home loan interestis changed, it is easier to manage for financial organizations, and the customer can be notified automatically. 本发明提供一种不动产商品相关的金融系统及其管理方法。此金融系统包括金融机构服务器、消费终端及不动产服务平台。金融机构服务器记录客户的房贷信息，而此房贷信息包括房贷利息。消费终端接收透过消费凭证所进行的交易，而此消费凭证与电子货币