Method and device for predicting repayment probability, electronic equipment and storage medium

The invention provides a method and device for predicting a repayment probability, electronic equipment and a storage medium. The method comprises steps of obtaining historical repayment state information of each device, wherein the historical repayment state information comprises repayment state information of past n periods and present period repayment state information, the repayment state comprises normal repayment and overdue repayment, and the overdue repayment comprises overdue once, overdue twice and overdue for multiple times; and according to the historical repayment state information of the devices, calculating the repayment probability of each device in the next period by adopting a Markov state transition matrix. According to the invention, the calculation process of the repayment probability of each device in the next period can be simplified, the prediction accuracy of the repayment probability can be effectively improved, so the lessee, the dealer and the main engine plant can be helped to eff