MERCHANT TRANSACTION MIRRORING FOR PERSONAL POINT

It is desirable for a merchant to not store customer PCI (Payment Card Industry) data in the merchant's system, because this would reduce cost and risk to the merchant. But the merchant still wants access to the customer primary account number (PAN) and other PCI data elements for customer authentication, customer relationship management, etc. Therefore, this specification discloses systems and methods that allow a pPOS (personal Point of Sale) device to create a mirror of the original transaction and provide that to the merchant. Then the merchant would still have access to the customer PAN and other PCI data elements, but there are no PCI or payment data in the mirror transaction, so cost and risk are reduced for the merchant. 商户期望不将顾客PCI(支付卡行业)数据存储在所述商户的系统中，因为这会降低所述商户的成本和风险。但是，所述商户仍然希望访问顾客主账号(PAN)和其它PCI数据元素以进行顾客认证、顾客关系管理等。因此，本说明书公开了允许pPOS(个人销售点)装置创建原始交易的镜像并向所述商户提供所述镜像的系统和方法。然后，所述商户将仍然可以访问顾客PAN和其它PCI数据元素，但是因为镜像交易中不存在PCI或支付数据，所以所述商户的成本和风险得以降低。