Vehicle collision automatic loss assessment method and system based on non-technical factors

The invention provides a loss assessment method after vehicle collision. The method comprises the following steps: (a) receiving information of a vehicle to be subjected to loss assessment; (b) calculating an initial loss assessment amount of a vehicle to be subjected to loss assessment; (c) applying one or more non-technical adjustments to the calculated loss assessment amount; and (d) taking theadjusted loss assessment amount as the loss assessment amount of the vehicle to be subjected to loss assessment. According to the loss assessment method of the invention, a series of non-technical adjustments can be dynamically applied on the basis of a conventional loss assessment method, and technical factors and non-technical factors involved in the loss assessment process are integrated together, so that rapid, accurate and personalized loss assessment can be realized without manual intervention, the effect of human factors in loss assessment is reduced or eliminated, and the loss assessment standard is unified.