An automatic risk control configuration system and method for financial credit business

The invention discloses an automatic risk control configuration system and method for financial credit business. The system is composed of a system logic unit, a management unit, a logic unit, a dataunit and a data middleware unit; and an automatic big data risk control full process is achieved through data analysis, data ETL, model feature engineering, data model configuration and model output configuration. The system has the advantages of meeting customer requirements, explainability of the risk control process, high transparency, differential customization model configuration and the like. 本发明公开了一种用于金融信贷业务的自动化风控配置系统及方法，由系统逻辑单元、管理单元、逻辑单元、数据单元和数据中间件单元组成，通过数据解析、数据ETL、模型特征工程、数据模型配置和模型输出配置实现自动化大数据风控全流程；本发明具有契合客户需求、风控流程的可解释性以及强透明度、差异化定制模型配置等优势。