Risk analysis method, device and equipment and computer readable storage medium

The invention provides a risk analysis method based on a relational network, and the method comprises the steps: obtaining the relational network information of an analysis object corresponding to a risk analysis instruction from a big data platform when the risk analysis instruction triggered by a...

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1. Verfasser: WU SHAOPEI
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The invention provides a risk analysis method based on a relational network, and the method comprises the steps: obtaining the relational network information of an analysis object corresponding to a risk analysis instruction from a big data platform when the risk analysis instruction triggered by a user is received; Obtaining historical loan application information of each node in the relational network from the big data platform based on the relational network information; Comparing the historical loan application information of each node, and determining the correlation degree of the historical loan application information of each node; And determining the fraud probability that gang fraud exists in the relational network based on the correlation degree of the historical loan applicationinformation. The invention further provides a risk analysis device and equipment and a computer readable storage medium. According to the invention, effective analysis of gang fraud can be realized,and a reliable gang fraud