Loan product matching method, device, computer device and storage medium

The present application relates to a loan product matching method, apparatus, computer device and storage medium based on big data. The method comprises: Get Historical Tax Data, Analyze historical tax data to get tax characteristics, the initial decision tree model is obtained by training tax chara...

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1. Verfasser: XIA LIANGCHAO
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The present application relates to a loan product matching method, apparatus, computer device and storage medium based on big data. The method comprises: Get Historical Tax Data, Analyze historical tax data to get tax characteristics, the initial decision tree model is obtained by training tax characteristics, The initial decision tree model outputs a type label for the loan product, Obtain information on qualification requirements for each type of loan product, According to the qualification requirement information, the decision node is generated, the decision node is added into the initial decision tree model to obtain the matching decision tree model, and according to the matching decision tree model of each tax characteristic, the stochastic forest model is generated, the tax data of the loan enterprise is input into the stochastic forest model, and the matching type label of loan product is obtained. The method can be used to recommend suitable loan products and reduce the labor cost. 本申请涉及种基于大数据的贷款产品匹配方