Two-way free pricing real-time closing system and method based on a whole transaction background

The invention provides a two-way free pricing real-time closing system and method based on a whole transaction background. The system comprises: an information collecting unit which collects the buyerinformation or the seller information; a service processing unit, which includes a pool management module, and a price matching module and an integral pool management module, wherein the service processing unit transfers the fund pool fund in the fund pool management module and the integral pool score and the integral pool account score in the integral pool management module according to the collected buyer information or the seller information, and matches the fund pool fund and the integral pool score and the integral pool account score through the price matching module. The invention provides a buffering function through a computer system, so as to solve the technical problems that the current system cannot balance the price in different periods, cannot balance the fund needs of the merchant in different perio