Artificial intelligence financial risk control credit evaluation method and system based on big data credit information
An embodiment of the invention discloses an artificial intelligence financial risk control credit evaluation method and system based on big data credit information. The method is characterized in thatthe method is carried out by a processor. The method comprises the following steps: obtaining origin...
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Format: | Patent |
Sprache: | chi ; eng |
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Zusammenfassung: | An embodiment of the invention discloses an artificial intelligence financial risk control credit evaluation method and system based on big data credit information. The method is characterized in thatthe method is carried out by a processor. The method comprises the following steps: obtaining original data of an evaluated customer according to a credit request; carrying out cleaning operation onthe original data, wherein the cleaning operation is used for screening out standard data from the original data; carrying out anti-fraud verification on the standard data, wherein the anti-fraud verification is to reject or pass result feedback according to preset rules in a rule library and threshold in an anti-fraud model; carrying out credit evaluation on the passed standard data, wherein thecredit evaluation outputs credit score and credit grade for the standard data through a credit evaluation model; according to the credit score and the credit grade, calculating limit measurement information, interest rate sugge |
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