Protective full-automatic waterproof coin put-in umbrella and using method

The invention relates to a protective full-automatic waterproof coin put-in umbrella. The umbrella includes a wide umbrella bundling cloth, an umbrella body and a coin containing handle. The wide umbrella bundling cloth is sewn on an umbrella cloth for bundling the umbrella cloth up, the width of the wide umbrella bundling cloth is one third of a half of the diameter of the umbrella body, the wideumbrella bundling cloth can wrap the whole umbrella cloth after the umbrella body is closed, the material and coating of the wide umbrella bundling cloth are the same as those of the umbrella cloth,and the wide umbrella bundling cloth is coated with anti-wear glue and fixed with three snap fasteners. The umbrella body comprises a highly waterproof coating and a switch button. The coin containinghandle includes a coin container used for containing quickly put coins on a bus; the coin container includes a spring, a push plate and a limiter, and the coins are pressed into the limiter before use and pulled out by fingers