Online insurance service platform

The invention provides an online insurance service platform which comprises an insurance product database 11, a recommendation module 12, a user module 13 and an insurance company manager module 14. The insurance company manager module 14 receives insurance product data including an insurance, an insurance object, the insurance rate, an insurance period, an insurance company to which an insuranceproduct belongs, response time of claim settlement and the bought times; the insurance product database 11 stores the insurance product data; the user module 13 manages user information including theincome level and receives demand information of the user; and according to a demand from the user module 13, the recommendation module screens products in the insurance product database and recommendsinsurance products to the user module 13. The online insurance service platform can help people selecting proper insurance products. 本发明提供了种保险服务在线平台，包括：保险产品数据库11、推荐模块12、用户模块13和保险公司管理人模块14；保险公司管理人模块14，用于接收保险产品数据，保险产品数据包括保险合同、保险