Electronic incremental payments

An authorization request for a payment transaction is obtained, from a given one of a plurality of billers, over a payment network having a standard clearing and settlement time period. Via the payment network, a special incremental payments approval authorization request response to the authorization request for the payment transaction is passed, indicating that the given one of the plurality ofbillers will be paid in connection with the payment transaction in a plurality of incremental payments made in time increments over a selected time period following the authorization request, optionally regardless of whether funds are available for an account associated with the payment transaction. The selected time period is longer than the standard clearing and settlement time period. The payment transaction is not settled until expiration of the selected time period. 通过具有标准清算和结算时期的支付网络从多个开账单人中的指定的个获得对支付交易的授权请求。经由支付网络传递对支付交易的授权请求的特定增量支付批准授权请求响应，从而指示将关于在授权请求之后在所选时期内按时间增量进行的多个增量支付中的支付交易来对多个开账单人中的指定的个付款，而可选地不管资金对于与支付交