SYSTEM AND METHOD OF IDENTIFYING SUSPICIOUS USER BEHAVIOR IN A USER'S INTERACTION WITH VARIOUS BANKING SERVICES

Disclosed are system and method for identifying suspicious user behavior during a user's interaction with various banking services. One exemplary method comprises: receiving information relating to user's interaction with two or more banking services from at least two computing devices used by a user for interacting through a user account with each banking service; receiving an identifier of eachcomputing device; determining a model of user behavior based at least on received information and identifiers; calculating a probability of fraud based at least on the model of user behavior; determining and forming patterns of suspicious user behavior; and determining whether a current user activity in interacting with at least one banking services is suspicious based at least upon the patterns. 本发明涉及在用户与各种银行服务的交互中识别可疑用户行为的系统和方法。种示例性方法包括：从至少两个计算设备接收关于用户与两个或更多个银行服务的交互的信息，所述至少两个计算设备被用户用来通过用户账户而与每个银行服务交互；接收每个计算设备的标识符；至少基于所接收的信息和标识符确定用户行为的模型；至少基于所述用户行为的模型计算诈骗概率；确定并形成可疑用户行为的模式；以及至少基于所述模式确定与至少个银行服务的交互中的当前用户活动是否为可疑的。