Electricity charge risk early-warning method and device

The invention provides an electricity charge risk early-warning method and device. The method comprises that a historical power utilization record and financial status data of a present user are obtained; an early-warning level of the user is determined according to the historical power utilization record and/or financial status data; an early-warning measure, including a fee paying manner, a prepay proportion and a guarantee sum, of the user is determined according to the early-warning level; and an early-warning measure report of the user is generated according to the early-warning measure. According to the invention, electricity risk early-warning can be raised for different users conveniently and rapidly, and the accuracy of electricity risk early-warning is improved. 本发明提供了种电费风险预警方法和装置；其中，该方法包括：获取当前用户的历史用电记录和财务状况数据；根据历史用电记录和/或财务状况数据，确定用户的预警等级；根据预警等级确定用户的预警措施；其中，该预警措施包括缴费方式、预付比例和保证金额；根据预警措施生成用户的预警措施报告。本发明可以方便快捷地对不同用户进行电费风险预警，同时提高电费风险预警的准确性。